noun
reef
REEF/riːf/
A ridge of coral, rock, or sand near the water's surface.
The reef rises close to the water's surface.

Etymology
A Scandinavian ancestor such as Old Norse rif meant both “rib” and “ridge in the sea.” The underwater ridge thus carries the image of a rib.
In context
bore a brown biscuit-bag over his shoulder. Under his direction the rowers skirted the dangerous surf which beat against the cliffs until they came to a spot where an outlying reef formed a breakwater.